Customers must use a valid Deem Credit Card for payment at the

Terms and Conditions – Kalyan Jewellers:

• Customers must use a valid Deem Credit Card for payment at the Kalyan Jewellers stores across UAE

to be eligible for the EPP Offer.

• Only card transactions of AED 1,000 and above are eligible for the 0% interest Easy Payment Plan

(EPP).

• Customers can choose a term of 3, 6 or 12 months for converting a transaction into a 0% EPP.

• Cardholders will not be charged any processing fee for 0%EPP plan with Kalyan Jewellers.

• Pay using your Deem Credit Card and convert your purchase transaction into an Easy Payment Plan

with 0% interest and 0% processing fee by contacting Deem Customer Care at 600 525550.

• 0% Easy Payment Plan offer is not available for gold coin, gold bar & loose diamonds purchases

• Customer is required to submit a copy of the Merchant’s invoice to Deem to be eligible for the 0%

EPP

• The terms and conditions of this offer are subject to change by Deem without prior notice.

• Kalyan Jewellers and Deem reserve the mutual right to withdraw the offer anytime at the sole

discretion of

• Deem Transaction EPP terms and conditions shall apply, which are available on www.deem.io/terms

• Early closure fees apply as mentioned on www.deem.io/fees